Direct answer
It is often not worth it for senior pets with pre-existing conditions because most standard policies exclude coverage for any medical issues that were documented or treated prior to the policy start date.
Standard pet insurance policy exclusions and definitions of pre-existing conditions as outlined by major industry underwriters. For additional information about how pet insurance coverage operates, see the North American Pet Health Insurance Association’s consumer resource page.
What this means for you
It is often not worth it for senior pets with pre-existing conditions because most standard policies exclude coverage for any medical issues that were documented or treated prior to the policy start date.
ARMFOX HEALTHCARE
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