Direct answer
While general liability insurance is not legally mandated by federal law for all small farms, it is often required by lenders, landlords, or as a condition of participation in local farmers’ markets to cover bodily injury or property damage claims.
Guidance from state agricultural extensions and commercial liability insurance underwriting standards. For additional information about commercial liability standards for agricultural operations, see the Farm Bureau Financial Services resources on farm insurance coverage.
What this means for you
While general liability insurance is not legally mandated by federal law for all small farms, it is often required by lenders, landlords, or as a condition of participation in local farmers’ markets to cover bodily injury or property damage claims.
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This page is informational and not a coverage guarantee or quote.