Direct answer
It depends on your essential monthly expenses, but standard policies typically aim to replace 60% to 70% of your gross income, which for 100k would equate to approximately $5,000 to $6,000 in monthly tax-free benefits.
Standard individual disability insurance underwriting guidelines regarding income replacement ratios. For additional information about income replacement and protection, see the Council for Disability Awareness.
What this means for you
It depends on your essential monthly expenses, but standard policies typically aim to replace 60% to 70% of your gross income, which for 100k would equate to approximately $5,000 to $6,000 in monthly tax-free benefits.
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