Direct answer
It depends on your district’s specific policy, as many public school policies provide defense for employees, but they may not cover you if the district determines your actions were outside the scope of your professional duties or involve certain criminal allegations. You should request a copy of your school’s ‘Errors and Omissions’ or ‘Educators Legal Liability’ policy to understand the specific gaps in your personal protection.
Educators Legal Liability policy structure documents from state school board associations. For additional information about the scope of professional liability coverage, see the National School Boards Association‘s guidance on school district legal risk management.
What this means for you
It depends on your district’s specific policy, as many public school policies provide defense for employees, but they may not cover you if the district determines your actions were outside the scope of your professional duties or involve certain criminal allegations. You should request a copy of your school’s ‘Errors and Omissions’ or ‘Educators Legal Liability’ policy to understand the specific gaps in your personal protection.
ARMFOX HEALTHCARE
Protecting Your Future with Confidence
No pressure. No jargon. Just honest answers from advisors who genuinely care about your family’s protection.
This page is informational and not a coverage guarantee or quote.