Direct answer
No, state law in Texas does not generally mandate professional liability insurance for independent consultants, though many clients will contractually require it before signing a service agreement.
Texas Department of Insurance regulatory guidelines and standard business licensing statutes. For additional information about business licensing requirements and professional standards, see the Texas Secretary of State‘s official business resource center.
What this means for you
No, state law in Texas does not generally mandate professional liability insurance for independent consultants, though many clients will contractually require it before signing a service agreement.
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