Direct answer
Yes, professional liability insurance typically covers legal fees and damages if a client suffers an injury, such as a chemical burn, due to a treatment performed at your salon. It depends on whether your policy specifically includes a ‘professional services’ extension to cover claims arising from aesthetic procedures.
Standard commercial general and professional liability policy definitions for beauty industry service providers. For additional information about industry standard insurance coverage and risk management, see the Professional Beauty Association‘s resource center.
What this means for you
Yes, professional liability insurance typically covers legal fees and damages if a client suffers an injury, such as a chemical burn, due to a treatment performed at your salon. It depends on whether your policy specifically includes a ‘professional services’ extension to cover claims arising from aesthetic procedures.
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This page is informational and not a coverage guarantee or quote.