Direct answer
It depends on whether your policy includes an accelerated death benefit rider, which allows you to access a portion of your death benefit early if you are diagnosed with a terminal or chronic illness.
Internal policy feature disclosures and standard life insurance contract definitions. For additional information about how life insurance contracts function and consumer protections, see the National Association of Insurance Commissioners.
What this means for you
It depends on whether your policy includes an accelerated death benefit rider, which allows you to access a portion of your death benefit early if you are diagnosed with a terminal or chronic illness.
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