Direct answer
No, because self-funded plans are primarily governed by the federal Employee Retirement Income Security Act (ERISA), which preempts most state insurance laws. It depends on whether the plan is fully self-funded or includes fully-insured components that may be subject to state oversight.
U.S. Department of Labor guidance documents regarding ERISA preemption of state mandates.
What this means for you
No, because self-funded plans are primarily governed by the federal Employee Retirement Income Security Act (ERISA), which preempts most state insurance laws. It depends on whether the plan is fully self-funded or includes fully-insured components that may be subject to state oversight.
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