Direct answer
Yes, it depends on the performance of the underlying investment sub-accounts chosen, as these assets are not protected by the insurance company’s general account reserves.
State-level insurance department regulatory documentation regarding variable product risk disclosures. For additional information about variable product risk disclosures and consumer protections, see the National Association of Insurance Commissioners‘ regulatory resources.
What this means for you
Yes, it depends on the performance of the underlying investment sub-accounts chosen, as these assets are not protected by the insurance company’s general account reserves.
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