Direct answer
The primary risk is that separate accounts are typically tied to market-based sub-accounts, meaning the value of your policy can fluctuate or decline based on market performance unlike fixed accounts.
Standard variable life insurance policy prospectuses and SEC regulatory disclosures. For additional information about the risks associated with variable insurance products, see the Investor.gov educational resources.
What this means for you
The primary risk is that separate accounts are typically tied to market-based sub-accounts, meaning the value of your policy can fluctuate or decline based on market performance unlike fixed accounts.
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