Direct answer
Yes, because separate accounts are typically invested in market-based portfolios like sub-accounts, the value of your policy will fluctuate based on the underlying investment performance. You may lose principal if the selected investments decrease in value.
Prospectus and disclosure documents mandated by the Securities and Exchange Commission for variable insurance products. For additional information about variable insurance products and disclosure requirements, see the U.S. Securities and Exchange Commission’s guide to variable annuities.
What this means for you
Yes, because separate accounts are typically invested in market-based portfolios like sub-accounts, the value of your policy will fluctuate based on the underlying investment performance. You may lose principal if the selected investments decrease in value.
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