Direct answer
No, standard liability insurance often does not cover passenger injuries unless you specifically add guest passenger liability coverage to your policy.
Information is derived from standard industry policy language and common exclusions found in motorcycle insurance contract filings. For additional information about insurance policy definitions and standards, see the National Association of Insurance Commissioners‘ consumer guide.
What this means for you
No, standard liability insurance often does not cover passenger injuries unless you specifically add guest passenger liability coverage to your policy.
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