Direct answer
In most states, general liability insurance is not legally mandated for all businesses, but it depends on your specific industry, local regulations, and whether you rent commercial property that requires it as part of your lease.
State-specific business registration and commercial lease regulation guidelines. For additional information about state-specific business requirements, see the U.S. Small Business Administration’s guide to starting and managing your business.
What this means for you
In most states, general liability insurance is not legally mandated for all businesses, but it depends on your specific industry, local regulations, and whether you rent commercial property that requires it as part of your lease.
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