Can I use my HRA funds for health insurance premiums?

Direct answer

Yes, you can use HRA funds for insurance premiums if your specific plan design allows it, though it depends on whether your employer has opted into the premium reimbursement feature.

IRS Publication 969 governing Health Savings Accounts and other tax-favored health plans. For additional information about eligibility requirements and expense reimbursements, see the Internal Revenue Service’s official guide to Health Savings Accounts and other tax-favored health plans.


What this means for you

Yes, you can use HRA funds for insurance premiums if your specific plan design allows it, though it depends on whether your employer has opted into the premium reimbursement feature.

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