Direct answer
It depends on your home’s proximity to the coast, its age, and your local hurricane risk factors, which are currently driving higher premiums across the state.
Data is sourced from state-level insurance department actuarial filings and regional market analysis. For additional information about state-level actuarial data and market trends, see the Florida Office of Insurance Regulation‘s official database.
What this means for you
It depends on your home’s proximity to the coast, its age, and your local hurricane risk factors, which are currently driving higher premiums across the state.
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