Direct answer
Yes, it typically covers trip cancellation if you or a traveling companion become ill, provided you have a physician’s note confirming you are medically unfit to travel.
Standard travel insurance policy definitions regarding covered reasons for cancellation. For additional information about how travel insurance policies define covered reasons for cancellation, see the National Association of Insurance Commissioners‘ consumer guide on travel insurance.
What this means for you
Yes, it typically covers trip cancellation if you or a traveling companion become ill, provided you have a physician’s note confirming you are medically unfit to travel.
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