Direct answer
It depends on whether you have purchased a specific earthquake endorsement or a separate standalone policy, as standard California homeowner policies do not cover earthquake-related structural damage.
California Department of Insurance resources regarding mandatory residential property earthquake coverage offers. For additional information about mandatory offers, see the California Department of Insurance‘s residential earthquake coverage guide.
What this means for you
It depends on whether you have purchased a specific earthquake endorsement or a separate standalone policy, as standard California homeowner policies do not cover earthquake-related structural damage.
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This page is informational and not a coverage guarantee or quote.