Medicare is a federal health insurance program primarily for individuals aged 65 and older. It also covers certain younger people with disabilities or specific diseases. The program consists of different parts that provide various types of coverage.

Eligibility for Medicare generally begins at age 65. Individuals under 65 may qualify if they have certain disabilities or conditions. It’s important to check your specific eligibility requirements.

Medicare covers hospital stays, medical services, and some preventive care. Coverage varies by plan type, including Original Medicare and Medicare Advantage. Understanding your plan is essential to maximize your benefits.

You can enroll in Medicare during your Initial Enrollment Period, which starts three months before your 65th birthday. Additionally, there are Special Enrollment Periods for certain circumstances. It’s crucial to stay informed about enrollment deadlines.

Costs can vary based on the plan you choose and your income level. Generally, there are premiums, deductibles, and copayments. It’s advisable to review your options to find a plan that fits your budget.